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← Cigna Group

The business behind the dividend

MeasureCIMedianFormula
Return on equity14.3%11.7%Net income ÷ shareholders’ equity
Return on capital employed12.6%10.1%Operating income ÷ (equity + total debt)
Owner earningsNet income + depreciation & amortisation − capital expenditure
Free cash flowOperating cash flow − capital expenditure
Operating margin3.3%15.0%Operating income ÷ revenue
Net margin2.2%10.2%Net income ÷ revenue
Debt to equity0.75x0.79xTotal debt ÷ shareholders’ equity
Interest cover6.57x4.43xOperating income ÷ interest expense
Current ratio0.85x1.25xCurrent assets ÷ current liabilities
Long-term debt to working capitalLong-term debt ÷ (current assets − current liabilities)
Cash conversion1.61x1.78xOperating cash flow ÷ net income

Not computed here: Long-term debt to working capital, Free cash flow, Owner earnings — why a blank is not a zero.

Ten years of it

The same measures, for every year the filings support. One year is a fact; a row is a business.

Measure2025202420232022202120202019201820172016Median
Return on equity14.3%8.4%11.2%15.2%11.5%16.9%11.3%6.4%16.3%13.4%11.5%
Return on capital employed12.6%12.9%11.1%11.2%9.8%9.8%9.8%5.0%20.7%11.1%
Operating margin3.3%3.8%4.4%4.7%4.6%5.1%5.3%8.6%9.4%7.8%4.7%
Net margin2.2%1.4%2.6%3.8%3.1%5.3%3.3%5.4%5.3%4.6%3.3%
Debt to equity0.75x0.78x0.67x0.70x0.71x0.65x0.83x1.04x0.39x0.71x
Current ratio0.85x0.84x0.77x0.73x0.83x0.77x0.74x0.64x0.85x0.77x
Cash conversion1.61x3.02x2.29x1.28x1.33x1.22x1.85x1.42x1.83x2.18x1.61x