BRC Group Holdings, Inc. (RILY) — payout ratio, three ways
Fiscal year ending 2024-12-31 · sector Financial services · payout ratios computed from SEC filings, not taken from a data vendor.
| Basis | Payout | Why it differs |
|---|---|---|
| GAAP earnings | negative | The company lost $25.46 per share, so there are no earnings to pay a dividend out of and no ratio exists. |
| Operating cash flow | 12.8% | Before capital spending, so it understates the payout that free cash flow shows. |
| Free cash flow | 13.2% | What is left after maintaining the business. |
All bases agree, within a percentage point. No denominator flatters this dividend more than another; there is nothing here that a single headline figure would hide.
Coverage rating 58 / 100 — Tight. ? Peer standing 33/50Direction 25/30Stability 0/20
Free cash flow payout, last 4 years
| Fiscal year | Payout |
|---|---|
| 2024-12-31 | 13.2% |
| 2020-12-31 | 69.7% |
| 2016-12-31 | 6.7% |
| 2015-12-31 | 16.6% |
Among the 24 financial services companies here, 67% pay out a larger share on this basis.
The arithmetic
- GAAP earnings — dividends declared per share $1.00 ÷ diluted EPS $-25.46
- Operating cash flow — dividends paid $33.7m ÷ operating cash flow $263.6m
- Free cash flow — dividends paid $33.7m ÷ (operating cash flow $263.6m − capex $8.0m)
Where the figures came from
- 10-K/A filed 2026-04-01 · accession
0001464790-26-000027
Every one is public at sec.gov and free to check. That is the point — you should not have to take my word for any of it.
Computed by an open pipeline reading SEC XBRL directly. If any number here looks wrong to you, tell me — that is more useful to me than agreement.